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Board Games that Teach Money Skills to Kids

6 Great Board Games That Teach Money Skills

Great board games are fun, engaging and can be wonderful learning tools! Here we share 6 of the top rated board games that teach money skills to young children.

[Please note that we might share a small portion of the sales from the links on this page. We only share products that we truly love and recommend. Thank you for your kind support of The Moneywise Teacher! Now onto our review of 6 awesome board games that teach money skills to kids. Header Image © Stephan Dinges /Adobe Stock]

1) Cashflow for Kids

Cashflow for Kids. Click the photo to see the price on Amazon.

We start our list of board games that teach money skills to kids with Cashflow for Kids. This game was developed by Robert Kiyosaki, author of the #1 selling personal finance book of all time, Rich Dad Poor Dad. He considers the game the realization of his vision for an interactive tool for financial education for children.

This highly engaging board game simulates real life situations and financial strategies in ways that both children and adults love. Through this game, your kids/students will gain insight into how money and investing work.

2-6 Players, Suggested for Ages 6+. Check the Price of Cashflow for Kids on Amazon HERE

2) The Allowance Game

The Allowance Game. Click the photo to see the price on Amazon.

The Allowance Game is an involving, skill-building game where players race around the board while doing “chores” to earn their “allowance”. After earning money, they can then spend it on things they want or save it.

This game is wonderful for teaching kids how to to identify money values. As children play, they learn to make change, handle money and more.

 

 

2-4 Players, Suggested for Ages 5-11. Learn More About The Allowance Game on Amazon HERE

3) Money Bags – A Crazy Coin Counting Game

Money Bags. Click the photo to see the price on Amazon.

As the name suggests, Money Bags – A Crazy Coin Counting Game offers a fun way to teach children money-counting and combining skills.

The object of this game is to earn money while winding along a cartoon path. Money is earned by landing on “chore” square, labeled with a practical task, such as setting the table or an entrepreneurial endeavor such as opening a lemonade stand.

To collect money, the spinner determines which coins can or cannot be used, an excellent element to the game that encourages problem-solving and critical thinking.

 

For 2-4 Players, Suggested for Ages 7+. Learn More About Money Bags on Amazon HERE

4) Exact Change

Exact Change. Click the photo to see the price on Amazon.

Exact Change is similar to UNO in that the goal of the game is to play all of your cards first. You can discard cards by matching the color of the last card, its value, ($1.00 on $1.00, etc.), or by making EXACT CHANGE.

For example, if the last card played was a quarter, and you had two dime cards and a nickel card, you would be able to combine and discard all three of them at once!

This game is among the best board games that teach money skills to young kids.

 

2-6 Players, Suggested for Ages 6+. Learn More About Exact Change

5) Pay Day

Pay Day. Click the photo to see the price on Amazon.

Pay Day is a simple but fun game. Kids will learn how to get from payday to the end of the month. The object of the game is simple: have the most money at the end of the game!

Each square on the board has an event such as receiving mail (insurance offers, bills, etc.) or buying a deal (property). Players will learn how to save and may only start or add to their savings on pay day.

This classic game is great for social interaction. It can also be very quick as games can last as little as 15 minutes.

 

2-4 Players, Suggested for Ages 8+. Learn More About Pay Day

6) ThriveTime for Teens

ThriveTime for Teens. Click the photo to see the price on Amazon.
Board Games that Teach Money Skills - ThriveTime for Teens

Our final game in our list of the best board games that teach money skills is ThriveTime for Teens, which can give teens a real look at finances.

During the course of the game, players have to navigate major life decisions such as paying for college, deciding whether to utilize credit cards, starting a business, investing and more. This game even gives teens the option to give back financially to the community.

 

2-6 Players, Suggested for Ages 13+. Learn More About ThriveTime for Teens

Other Great Board Games to Teach Money Skills?

I hope you will try some of these games with your children and/or students!

Have you downloaded our huge list of 112 teacher freebies yet? Among the freebies are some great games you can download and print for free! If you know of any other great board games that teach money skills to children or would like to comment on the games above, please leave your comments below!


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Teacher Freebies 2018

13 Teacher Freebies For EVERY Educator in 2019!

We admit, the title of this post about teacher freebies is a bit misleading.  In truth, this list includes links to THOUSANDS of 2019 teacher freebies.

These 13 freebies are either individual freebies you can claim today, or links to online resources with hundreds (or thousands!) more freebies – worksheets, activities, lesson plans, you name it.

We tried to select a variety of teacher freebies that would suit most, if not all educators.  Besides some great stuff for your class, your students and/or your school, there are some freebies here for YOU too.  You deserve to be rewarded too, right?

That said, on to the free stuff!

1) Audible

Get a free 30 Day trial + Two free premium audiobooks. Great for professional development or entertainment purposes.

Choose from over 180,000 audiobook titles to help make your commute to and from school more bearable! Audible, an Amazon company, offers the world’s largest selection of digital audiobooks and spoken word content.

“With Audible, customers can listen anytime and anywhere to professionally-narrated audiobooks across a wide range of genres.”

2) ClassCentral

Thousands of free online courses from top universities like Harvard, MIT and others. Great for your own professional development or for ideas/inspiration for your own classes!

3) Microsoft Office 365

Microsoft is offering all qualifying teachers (and students!) Microsoft Office 365 for free! You will also get 1TB of online storage. This one’s a no-brainer if you qualify.

4) Teachers Pay Teachers Freebies

Teachers Pay Teachers currently offers over 500,000 printable teacher freebies, including lesson plans, worksheets, activities and more! Spans pre-K to 12th grade.

5) Swagbucks

Swagbucks is the largest online rewards site that gives free gift cards to its members for their online activities. Members receive free gift cards for taking surveys, shopping, searching the web, watching videos, and playing games.

Educators get a $5 signup bonus!  Swagbucks you earn can be redeemed used at Amazon, Target, Walmart and many other retailers.

6) Switch DVD & More

The “Energy Film & Education Project.” Educators can get a free copy of the award-winning documentary on DVD plus access to a curriculum and study guide, as well as access to more online resources.

7) Free Book – Expert Secrets

Expert Secrets is a book that could change your life. The goal of the book is to teach you how to leverage your teaching expertise to create a side income by creating a mass movement of people who will pay you for your advice. If this sounds complicated or unbelievable, all we can say is watch this video, be inspired and grab your free copy of “Expert Secrets” today!

8) United for Human Rights Info Kit

Get a free DVD, The Story of Human Rights booklet, and a guide you can use to help bring about awareness and understanding of human rights and to start making a difference!

9) Kindle Unlimited

Kindle Unlimited allows you to access the best books and magazines currently available.  Whether you want to binge read the Harry Potter series again, need fresh lesson plan ideas or want to check out the newest version of your favorite magazine, Kindle Unlimited is simply a great product from Amazon.

Educators get a free month to try out this fantastic service.

Best of all, Kindle Unlimited works on any device!  You don’t need to own a kindle to enjoy Kindle Unlimited.  Free kindle apps allow you to access your kindle library anywhere!

10) Free Technology for Teachers

A regularly updated and massively popular blog that features hundreds if not thousands of the newest free
technologies
, apps, etc. that teachers can use in their classrooms.

11) Help Prevent Underage Drinking Kit

SAMHSA (The Substance Abuse and Mental Health Services Administration) is offering a free underage drinking prevention kit that includes a teaching guide, poster, worksheets and a family guide.

12) IdentityForce

Identity thieves are everywhere. Last year over 12 million individuals were victims of this faceless crime. Get protected today with a free two week trial of this top identity protection service.

13) Grammarly

Great for educators and students alike. This free, must-have tool corrects more than 250 types of grammatical mistakes, while also catching contextual spelling errors and poor vocabulary usage.


You’ve Got 99 Problems and Teacher Freebies Ain’t One!

This is just a small sample of teacher freebies we were able to find, there are 99 more in our Ultimate list of 112 Teacher Freebies! You can download the full list via the “Get the Ultimate List” box below.

Save yourself and/or your school some money and grab that list today. There’s truly something (or a lot of things!) for everyone there.

13 Awesome Teacher Freebies for Every Educator in 2018

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Best Chemistry Set for Your Child

The Best Chemistry Set for Your Child Review

Are you looking for an awesome chemistry set for your child? Here we share 8 of the best children’s chemistry sets currently available!

[Please note that we might share a small portion of the sales from the links on this page. We only share products that we truly love and recommend. Thank you for your kind support of The Moneywise Teacher! Now onto our review of the best chemistry sets for children. Header Image © Andrey Kiselev /Adobe Stock]

1) Crayola Color Chemistry Set for Kids

Crayola Color Chemistry Set for Child

Is this the best beginning chemistry set for kids? Many kids and parents think so! We start our list with a kit that has a ton of positive reviews, the Crayola Color Chemistry Set for Kids. This very affordably priced children’s chemistry set comes with a whopping 50 science experiments.

Along with 16 out-of-the-box experiments, there are 34 additional STEM-learning inspired science activities. The kit comes with very easy-to-follow instructions for kids, but as you’ll see from the review below, kids tend to have a blast exercising their creativity without the instructions! Highly recommended.

Suggested for Ages 7+. Learn More About The Crayola Color Chemistry Set for Kids on Amazon HERE

2) Evviva Sciences Crystal Growing Kit

The Evviva Sciences Crystal Growing Kit is the top rated crystal growing chemistry set on Amazon and allows kids to easily make their own crystals.

The manufacturer even has a “Make your Own Crystals or Your Money Back” guarantee. If instructions are followed, kids will end up with 5 beautiful crystal rocks after working with this science kit!

Suggested for Ages 7+ Learn More About The Evviva Sciences Crystal Growing Kit on Amazon HERE

3) Playz Explosive Kitchen Lab


Next on our list of best chemistry kits for children is the Playz Explosive Kitchen Lab.

This exciting, easy-to-use children’s chemistry set is loaded with value and comes with more than 26 experiments, 41 tools, ingredients and a 36 page activity/lab guide.

Suggested for Ages 8-13 Learn More About Playz Explosive Kitchen Lab on Amazon HERE

 

4) Barbie Fundamental Chemistry Kit

The Barbie Fundamental Chemistry Kit from Thames & Cosmos allows kids to make slime, fizz, crystals and more! One commonly cited drawback to this set is that the experiments can only be used once. Other than that, it comes highly recommended!

Suggested for Ages 4-8. Learn More About Barbie Fundamental Chemistry Kit on Amazon HERE

5) Click-a-Brick Creative Chemistry: Crystals & Slime Science Kit

Continuing our review of top chemistry sets for kids is the Click-a-Brick Creative Chemistry: Crystals & Slime Science Kit, which includes many items that will help turn your little one into a true chemist!

This chemistry kit also comes with two robust study guides where kids can track the results of each experiment and compare.

Suggested for Ages 6+ Learn More About The Click-a-Brick Creative Chemistry on Amazon HERE

 

6) Happy Atoms Magnetic Molecular Modeling Set

This set stands out among the many molecular chemistry sets on the market. The Happy Atoms Molecular Magnetic Modeling Set allows your child to build, scan and identify molecules.

Included are both a digital and physical chemistry set, as well as a free “Happy Atoms” app (free download), a scanning mat and more!

Suggested for Ages 10-17 Learn More About The Happy Atoms Molecular Magnetic Modeling Set on Amazon HERE

7) Kids First Chemistry Set

Kids First Chemistry Set Review Another great chemistry set for kids is the appropriately named Kids First Chemistry Set, which gives kids the chance to identify different chemicals through conducting the 25 provided experiments. Your young chemists can safely explore simple chemistry with common household substances and the provided lab equipment such as beakers, test tubes and more.

Suggested for Ages 8+ Learn More About The Kids First Chemistry Set on Amazon HERE

8) Edible Candy! Food Science Chemistry Kit

Edible Candy! Food Science Chemistry Kit ReviewOur final product in our review of the chemistry sets for children is fun to experiment with (and eat!) Edible Candy! Food Science Chemistry Kit, which combines STEM concepts with hands-on science projects.

This edible chemistry set is loaded with value and comes with 40 experiments, 27 tools and ingredients and a 56 page lab guide! Well worth checking out!

Suggested for Ages 8+ Learn More About The Edible Candy! Food Science Chemistry Kit on Amazon HERE

What’s Your Favorite Chemistry Set for Kids?

We hope you will try some of these wonderful chemistry sets with the special child in your life. If you have your own favorite chemistry set for kids, please share it in the comments below!

Here are links to the 8 kids chemistry sets we feature on Amazon. Be sure to also check out our list of games that teach money skills!

Chemistry Set for Kids

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Tips for a Buying a Quality Vehicle on an Educator's Salary

Tips for Buying a Quality Vehicle on an Educator’s Salary

According to a 2015 report from Edmunds.com, the price for a used vehicle averages $16,800. This is a considerable amount of money, and generally speaking, living on an educator’s salary does not leave us with mounds of disposable income. Therefore, it is important to save money where we can, and when it comes to car buying, many tend to overpay for a vehicle simply because they are unaware of the various ways to save. Whether one is a seasoned car buyer or a timid first timer, the following tips are helpful for getting a budget friendly, quality vehicle.

Before Buying

Thorough research is imperative when determining the best vehicle to buy. The average price, customer reviews, cost to own, and depreciation rates all need to be heavily researched in order to evaluate vehicle quality and value.

When it comes to pricing, websites such as Edmunds, Auto Trader, Ebay, Kelley Blue Book, and NADA can all be utilized to determine a solid average price for the vehicle. One can also compare vehicles from a dealership’s online inventory to a similar vehicle for sale from an individual to determine which to purchase from.

Customer reviews prove valuable in choosing a make and model. One can learn specific issues with certain model years and see if the problem was corrected in subsequent models. If a vehicle earns mostly negative reviews, knowing this can prevent an individual from buying a “lemon”.

Cost to own and depreciation rates will vary greatly from vehicle to vehicle. For imported vehicles, research part replacement and maintenance; specific parts may have to be ordered from the country of origin, which will add greatly to any repair bill.

One last item to mention, whether one decides to buy from a dealer or an individual, is to always ask for a history and maintenance report on the vehicle. A well-kept, wreck free vehicle will generally be the best value.

Buying from a Dealership

If buying from a dealership, be sure to research them. Many times, a quick internet search will provide satisfactory results. Also, if the dealership sells on Ebay, check their feedback rating.

When it comes to negotiating, be sure to review all of the applicable fees. Generally “doc fees” and “processing fees” are sheer profit. If the sales representative indicates that the fee cannot be waved, ask for a decrease in the vehicle price.

If financing the vehicle, be sure to compare the bank’s rate and the dealer’s rate. Sometimes dealerships upcharge for financing because it gives them more profit. Do not forget to check with a local credit union, or even better, a teacher’s credit union; their rates tend to be cheaper.

If trading in a current vehicle, it is best not to disclose this information to the dealer until a “rock solid” price for the vehicle is given. Dealerships tend to increase the price of the vehicle if they know the customer is trading. As a reminder, when trading in, sales tax will only be charged on the difference between the purchased vehicle and the trade in.

Finally, always be willing to walk away if the price is outside the budget. Sometimes the dealership will call back and accept the price simply to move the inventory, and this is especially true at the end of the month.

Buying from an Individual

Many dealerships have certain criteria for the cars they sell, and generally one will pay more for the same vehicle for that reason. If buying from an individual, the buyer will be responsible for finding out all the vehicle information. The following questions prove crucial in determining the condition of the vehicle:

Does the seller have current maintenance records? If the vehicle has been serviced regularly, the seller should have service records. If nothing else, check to see that the mileage of the vehicle is less than or close to the mileage printed on the “next oil change” sticker.

How many previous owners? How long have they owned it? Why are they selling it? All of these questions help one determine if the car has been maintained properly.

Does the vehicle have a clean and clear title? A clean title means the vehicle has never been salvaged or wrecked. A clear title means no liens exist on the vehicle.

When inspecting the body, look at the ground beneath the vehicle to check for leaking fluid. Also, open all doors, the hood, and the trunk, and look for a sticker that has the VIN number. If any sticker is missing, it has most likely been wrecked. If the seller does not have current vehicle information and appears uneasy at the thorough inspection of the vehicle, it may be best to walk away. As a safety tip, always meet an individual seller in a public place.

The Bottom Line

Being informed in these areas will aide in the buying process and provide more confidence whether buying from a dealership or an individual. As a final tip, it never hurts to ask for an educator discount; you never know what they might say! Even if the “car of your dreams” doesn’t work out, another one will come along. Be patient. In the end, it will be worth the time to buy a quality vehicle for the best possible price.

The author would like to thank Tommy and Robert Bookout for their assistance with the information in this article.

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How to Stop Spending So Much Money on Classroom Supplies

Teachers: Spend Less Of Your Own Money on Classroom Supplies with These 7 Tips

Across the nation, teachers spend more than $1 billion of personal money on classroom supplies each year. From hand sanitizer to keep germs down and kids healthy to crayons that replace the classroom’s initial stock, 80 percent of teachers say that they invest their own money primarily because of school’s limited budgets, which often receive annual cuts. It’s not required of them to do so, but it’s hard to explain to a class full of 10 year olds that there’s no more Kleenex or colored pencils for the rest of the year.

How to Stop Spending So Much?

While school budgets may not be too easy to fix, there are ways to make your dollar stretch when it comes to supplies for the classroom and you may be surprised what kinds of funds are available. If you’re looking to spend less of your own money on classroom supplies, here are some tips to consider.

1) Ask Parents

Many parents don’t realize teachers buy classroom supplies with their own money, or that the initial stock of paper, pencils, crayons, and book may not be replenished by the school system. Parents understand how quickly children go through paper towels and tissues, and many don’t mind helping out, especially once they’re aware of the situation. Send a letter home asking for classroom donations, and list what the classroom needs. To make the donation request more successful, ask parents for items easily purchased at a local store. A busy mom is more likely to pick up a pack of napkins while grocery shopping than she is to make a special stop at the office supply store for pencil sharpeners or white board markers.

2) Crowdfunding

There are all sorts of people out there who want to help others succeed, and education is an issue close to people’s hearts. With online crowdfunding options like AdoptaClassroom.com, you can ask for monetary donations from people who want to help you education our nation’s children. If you’re trying to raise money for a specific event or class trip, consider a crowdfunding site like Go Fund Me, where students and their families can share the link with friends and family on Facebook. If 20 students each ask 10 people to donate $10, it doesn’t take long for money to add up.

3) Shop Sales

If you’re going to spend your own money on school supplies, it makes sense to shop the sales, getting the most you can for each dollar. During back to school shopping, notebooks can be found for under 10 cents a piece, and folders for less than a nickel. Check out your local stores to see if they offer educator discount programs. Many, including Kmart and The Container Store, have teacher specific discounts and rewards, keeping a few more dollars in your wallet. Also pay attention to tax-free shopping days, especially when you’re planning on restocking, and depending on where you live, this could save you up to 10 percent of total purchases.

4) Tax Breaks

If you’re spending your own money on classroom supplies, you may be able to get a tax break on some of the things you purchase. Although it’s not near what most teachers spend, there’s a $250 tax deduction offered annually for classroom supplies. This is an above-the-line deduction, which means it doesn’t have to be itemized, but still lowers the amount of taxable income. As an FYI, professional development expenses can also be included in this deduction.

5) Grants

While it may take some paperwork and time, if you want to find cash for classroom supplies, consider applying for educator grants. With a huge range available for all types of classrooms, you can find one that fits your needs. To see what types of grants and what makes you eligible, check out the US Department of Education database to get a list of open grant competitions. Also check with any national educational organization you belong to, as many offer grants exclusively for members.

6) Recycle & Reuse

Over the years, teachers gather supplies, many of which they no longer need. If there’s a teacher who’s preparing to retire, he or she is most likely looking for a place to donate unneeded supplies. Also consider bartering and trading with other teachers you know, whether in your school district or close by. Sharing supplies helps save money and exposes students to a wider range of books, programs, and educational material without the need for large sums of cash. Programs like Teachers Helping Teachers connect you with teachers across the country who are willing to share, donate, and trade gently used supplies.

7) Think Outside the Box

When it comes to saving money on classroom supplies, teachers need to think outside the box. These are some of our favorite ways to save, what are yours? Share your tips in the comments!

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